From the moment the phrase "credit approval" rolls off your tongue, you immediately begin thinking about anything from what your total score is or how exactly you can improve upon your standing overall, with as little friction as possible.
Most of that so called "friction" centers on transforming that three digit number from average to spectacular but being able to do so without adding more to your plate, more specifically going further into debt.
A lot of what ails those desperate to better their score is the propensity to want to start to follow bad advice and, for example, open up a slew of new credit cards or start accumulating debt in order to show you can pay on it with some sort of regularity.
While that strategy isn't awful, it certainly isn't the most advisable, either. Granted, if you little to no debt, and you decide to open a credit card with a modest amount on it, then you'll be accomplishing your goal of showing the ability to pay on time.
But beyond that, and for those who already have their fair share of debt, you might want to determine how you can reach that same goal without adding to your stress and opening yet another line of credit. And yes, there are ways you can better your credit score without actually opening up a new credit card.
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