We are pretty social:

| Phone, Internet, Satellite


Calling guard: Why your cell phone is weighting down your wallet

When was the last time you questioned how much your cell phone actually is costing you?
And this goes far beyond that bloated bill, although that is part of the problem as well. The cell phone bill, much like cable, can be manipulated or made much leaner to help a budget in question if you avoid certain pitfalls.
Of course, your data plan might be the least of your concerns, particularly when you consider the phone and how much it costs. The days of the two year agreement and having to pay a few hundred dollars at the point of sale have been replaced with a phone leasing program, which is appealing to those who don't have the up front cash.
That leasing program, however, wasn't put together (sorry customers) to appease consumers or for phone companies to make friend, thus the reason is pretty clear: to make money. Those leasing programs may sound wonderful because you don't pay much to get the newest phone, but once you're eligible to turn the phone in and get a new one, you've already paid full, retail price for the entire phone. Typically, the average smart phone is going to cost you $500 or more for the phone over that time period. 
Suddenly, the few hundred bucks up front doesn't sound like such a bad idea.
The better bet is to find a phone at a lesser rate online, even if it is the model from a year ago. That will cost you half of what you're paying over the course of 24 months for that brand new phone.

Like this article? You should check out all our DirecTV promotion codes!

The other laughable move most cell phone and smart phone users are making is not wanting to spend money on those same phones in the form of insurance or a case. Most of us at the point of sale say no thanks to both, even though the fees involved are nominal. You just spent money and an inordinate amount of time getting your phone set up and you're paying full retail prices for it on a monthly basis, so what happens if it breaks?
You bought it, meaning that you pay the balance of that monthly payment in full; you don't get another phone, not unless you spring for the insurance or a case. That $25 a month for insurance or 50 bucks for the case pales in comparison to a balance of $500 for a phone that you broke and the phone provider isn't going to fix.
What you can fix is your approach to smart phones and understanding how not to lose money on them in the most unlikely of places.

Like this article? Sign up to get similar articles sent to your inbox:


Dish Network Does Wonders For Itself In Dvr Business
Home Security Securely In Grasp Of Comcast
Google's Chromecast Deserves An All-around Gold Medal
Game On: Arrival Of Sports-related Packages Changes The Cable And Satellite Game


Keycode is headquartered in Las Vegas, Nevada. We are constantly striving to improve our service to both advertisers and consumers. We invite you to join our social community and provide us with feedback.

the best of our keycodes
Straight To Your Inbox