Skeptics of cash advance web sites cite hidden fees and high interest rates as the main deterrence. PayDayMax.com goes again the grain in that regard with up-front terms ... Keep Reading

Skeptics of cash advance web sites cite hidden fees and high interest rates as the main deterrence. PayDayMax.com goes again the grain in that regard with up-front terms and interest rates that are clearly spelled out. First and foremost, PayDayMax.com points out that its staff is available 24 hours a day and six days a week, minus Sunday. That decision is simple: the need for extra cash to pay bills or for emergencies can happen in an instant. Unlike some cash/payday advance companies, PayDayMax.com isn’t solely interested in turning a profit on high-interest, short-term loans. While that is part of the business, PayDayMax.com also offers customers plenty of advice in terms of pursuing a loan. PayDayMax.com tells customers and potential clientele exactly how the money should be spent and the rules of paying it back in a timely fashion. Simply put, PayDayMax.com isn’t the traditional cash advance company. The nuts and bolts of PayDayMax.com are fairly straightforward. The cash advance is wired directly to a checking account and customers pay back the short-term loan within 14 days. As for fees, PayDayMax.com charges around $23 for every $100 borrowed (i.e. a $100 loan repaid costs you $123). The money borrowed typically is paid back electronically with a payment directly to PayDayMax.com. Of course, PayDayMax.com is amazing and allows extensions beyond the customary 14 days. At the end of the day, PayDayMax.com is a business, but one that rewards its customers for referring new clients to them. Current customers are awarded $100 for every person they refer. Pursuing a “payday” advance typically isn’t an inviting proposition, but PayDayMax.com does a fine job at putting customers at ease. The real redeeming factor of PayDayMax.com is its willingness to be up-front and honest with potential borrows, when most of its competitors deal primarily in the art of deception.