Those not enamored with traditional banking can’t help but rush to get the aptly titled Visa Rush Card. The Rush Card is a prepaid card with the Visa logo, so th... Keep Reading

Those not enamored with traditional banking can’t help but rush to get the aptly titled Visa Rush Card. The Rush Card is a prepaid card with the Visa logo, so that helps with its credibility. Visa is a major player nationally in the banking and credit card game. But, the Rush Card is different. It is not a credit card. It’s not even a debit card. The Rush Card allows customers to spend only what is available on the card. They have the option of having any type of paycheck or incoming funds deposited directly on the card, and all purchases and balances can be tracked conveniently through the Rush Card web site. The direct deposit feature is free to use. The most important and valuable aspect of the Rush Card – in terms of customers’ minds – is there are no risks of over-drafting an account and being hit with subsequent fees. The Rush Card receives rave reviews in comparison to credit cards, too. Rush Card rebukes the notion of high interest rates in favor of money that is yours – not the banks. The natural inclination is the assumption that the Rush Card is expensive to own, simply due to how convenient it is for customers. Truth be told, there is a one-time fee of between 4-10 dollars and a monthly fee of around $6 if customers set up a direct deposit to the account. Rush Card isn’t shy about offering other benefits to its customers, which is more than can be said for various banks who half-heartedly offer barbeque grills and a set of pots and pans for opening a checking account. Rush Card shows how it’s done. They give customers the option of paying bills online without a checking account and the ability to transfer money from one Rush Card to another. Customers also can set up email and text alerts should funding start running short. That’s the true positive facet of the Rush Card – they’re in the business of making money but not at the expense of customers’ poor decisions. Rush Card teaches you how to manage money smarter, which can’t be said for similar financial institutions.